⚡ Treasury for SMEs: From One-Way Road Forecasting to Scenario-Based

**Breaking: Treasury Tech Firm Pushes SMEs Toward Scenario-Based Financial Planning**

Coconet’s head of pre-sale Andre Zimmerman highlighted critical gaps in SME treasury management during NextGen Nordics 2026 in Stockholm this week. Speaking with FinextraTV, Zimmerman emphasized that small and medium enterprises must abandon linear forecasting models in favor of scenario-based approaches to strengthen financial decision-making capabilities.

Nordic markets are ahead in open banking adoption, which Zimmerman notes is already enhancing SME treasury functions in the region. However, he stressed that most SMEs still rely on outdated one-dimensional forecasting methods that fail to capture financial complexity. The executive advocated for AI-driven tools that provide multi-scenario projections, enabling businesses to anticipate various financial outcomes and plan accordingly.

The remarks come as SMEs face increasing pressure to professionalize treasury operations amid volatile markets and tightening credit conditions.

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FXnCO Insight

** Fintech providers targeting the SME segment should prioritize scenario-planning capabilities and AI integration to capture market share as businesses seek more sophisticated treasury management solutions beyond basic open banking connectivity.

Source: Finextra