**BREAKING: Banks Face Corporate Payments Revenue Threat**
BankiFi CEO Mark Hartley issued a stark warning to financial institutions at EBAday 2026, cautioning that banks risk losing corporate payments relationships to third-party providers. Hartley emphasized that traditional banks must urgently expand into “beyond banking” services to maintain their grip on lucrative corporate client relationships.
The warning comes as fintech disruptors and specialized payment providers continue encroaching on traditional banking territory, particularly in the corporate payments sector. Banks that fail to innovate beyond core transaction services face displacement by nimbler competitors offering integrated financial solutions and value-added services.
The threat is immediate for commercial banks, payment processors, and corporate treasurers who rely on established banking partnerships. Third-party providers are increasingly offering comprehensive payment ecosystems that combine transactions with analytics, automation, and embedded finance capabilities.
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FXnCO Insight
** Banks servicing corporate clients should immediately evaluate their value proposition beyond basic payments infrastructure or risk losing margin-rich relationships to fintech platforms offering integrated treasury solutions.
Source: Finextra